innovative angle, enjoyed it, well done.

Elvis,
Thank you for your feedback!
Actually, I intended the point of view to be the E train Wall Street commuter, he sees a homeless man who he mentally dubs "Homer", imagines the life of the homeless man, and compares it to his own life.  That's why the first line is "I saw Homer on the E train".  All of the references to "I" e.g. I feel like a one-eyed monster, refer to the narrator, totally straightforward.
It actually doesn't make sense that the Homer character is speaking the two verses you refer to (and he said)...if nothing else, that character doesn't have the concern that money is a thing that he saves.
That said, most of the imagery and story is about the Homer character, so I absolutely understand why the listener might think it's all about the Homer character.  This song is multi-layered and complicated - maybe too complicated. :-)
Best regards,
Mike

Thanks for picking up on the symbolic imagery. Those of us who stayed awake in High School English class might notice the Easter eggs referencing Homer's Odyssey. "one-eyed monster" (Cyclops), "Trojans" and "ancient sailor" might be tip-offs; lots more there as well.

It took me a few listens to grab the theme. But after reading other comments, I see it a little more clearly.

I wonder if it would be best if I explain something about the song before we perform it live?

Here's the story as I see it (y'all may interpret it differently and that's what the art of songwriting is about, anyway.)

A commuter is heading to work on the subway, probably on multiple days he sees a homeless man, maybe seems Greek, thinks of him as Homer. He sees this guy, or maybe some other homeless guy, at various times and places during his commute, and he gets to thinking about the contrast between his life of privilege and commerce versus the life of this street person.  I like to picture him nodding out on the subway and conflating in his dream this man with Odysseus - a hero washed up on the shore after the Trojan war.  And the irony is that it turns out that the commuter is heading to his job in the NYC financial district, home of capitalism - and also ground zero in the 9/11 attack.  So the song is about homelessness, capitalism and the nature of heroism.  But it doesn't preach or tell you what to think.  Or so I say.  :-)

On the other hand, it's just a song, right?  And it works for you as a song or it doesn't.  Thanks for listening!

Hmm, that was not what I was trying to say but, ok.  If you ever get to visit the E train stop at Ground Zero, hope you think of this song.    Thanks for your feedback.